Products & Services
| Our products and services are Loan Products, Facilitated VSL Savings, Insurance Services, Entrepreneurship Training Centre. |
The People We Serve
| CUMO operates exclusively in rural areas, working beyond trading centres to reach remotest rural parts of Malawi where most formal financial service providers fail to reach. |
Empowering Through Loans
| The overall objective of CUMO is to enhance the productivity, income and self-reliance of remote rural villagers, including women and the physically challenged. |
Village Savings Facilitation
| Through the facilitated savings program, our clients have multiplied their wealth. |
Village Savings Group
Loans on Offer
Insurance Services
Products & Services
About Loans
One of the reasons there has been a decrease in maize production in Malawi is due to the high costs of inputs such as fertilizers. With the increasing cost of inputs, farmers are not able to fully maximize their farming returns due to the cost of production. Our loans provide a way for farmers and rural entrepreneurs to maximize their returns in a volatile climate.
Learn MoreInsurance Cover
Sustainable interventions that bring people out of poverty must ensure that individuals are protected against any foreseeable risks that could hinder the wealth building process or worsen the lives of family members. Risks such as illness and death can hinder income generating efforts. We provide different insurance cover schemes to protect our clients.
Learn MoreVillage Savings
The Village Savings & Loans Groups (VSLs) that work with us are continually trained and mentored in business and entrepreneurship skills to increase their knowledge in income, farming and nutrition diversification. VSL Group members requiring external capital that are looking for loans can obtain a loan that is also covered through insurance.
Learn MoreClients Training
CUMO has digitized its mobile training unit through the production of media products such as training videos in order to reach those with low literacy levels and those based in hard to reach areas. Based on the VSL methodology, the series of videos include an introduction to the VSLs, entrepreneurship, marketing and market access, environmental management, Gender Based Violence and HIV/AIDs etc.
Learn MoreMedia
Whitman Muonekela Story
Mr. Witman Muonekela (pictured) comes from Lipesa Village in Phalombe district. He is married, has three kids and two dependents. Mr. Witman Muonekela has been a CUMO client since 2019.
Thokozani Saladi
Thokozani Saladi is a 38 years old woman, married with five kids. Prior to joining CUMO, she was an agro dealer, she would buy farm produce and sells them at the Chimbiya trading center in Dedza district during market days.
Secondary School Donation
CUMO Microfinance Limited has donated 300 classroom desks valued at K90 million to three Community Day Secondary Schools located in the Northern, Central, and Southern regions o