Loans On Offer


CUMO operates exclusively in rural areas, working beyond trading centres to reach remotest rural parts of Malawi where most formal financial service providers fail to reach.  Our client base consists of a significant proportion of the very poor, vulnerable and active population who live below the poverty line. We offer our clients the loan facilities below.

Masika Loan

A business loan known as “Masika” targeting micro to small scale entrepreneurs.

Masika Loan

Eighty percent (80%) of the Malawian population is involved in subsistence farming and are heavily dependent on rain-fed agriculture. However, rain fed agriculture is associated with persistent natural disasters and natural shocks that threaten their livelihood building.

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Fumba Loan

An agricultural input loan for existing “Masika” borrowers known as “Fumba”.

Fumba Loan

Usually disbursed between October and December each year for rain-fed agriculture but disbursed anytime of the year for irrigated farming. We also have a special “Fumba” product for Irish potato farmers.

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SME Loan

A business loan which is for small scale entrepreneurs who have grown their business beyond the Masika limits.

SME Loan

Eighty percent (80%) of the Malawian population is involved in subsistence farming and are heavily dependent on rain-fed agriculture. However, rain fed agriculture is associated with persistent natural disasters and natural shocks that threaten their livelihood building.

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Mthetsanjala Loan

A loan known as “Mthetsanjala” to assist smallholder farmers improve yields from their plots.

Mthetsanjala Loan

Usually disbursed between October and December each year for rain-fed agriculture but disbursed anytime of the year for irrigated farming. We also have a special “Fumba” product for Irish potato farmers.

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Contact Us

Plot # 6/278, Off Mzimba Street, Area 6 

P.O. Box X99

Lilongwe

MALAWI

  • Email: cumo@cumomw.com
  • Telephone: +265 212 223/242

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